CSD Car Purchase Guide: Benefits, Prices & Eligibility

CSD facility is one of the useful benefits available for the defence forces of the country. It not only provides the facility of buying a car at a price below the price in the market but also comes with tax benefits. If you are eligible, you can check the CSD car price list for the most decent brands and find a good car within your budget.

In this blog, we will cover all aspects of buying a car through the CSD including eligibility criteria, the latest price list, and a step-by-step guide.

Who Can Buy a Car from CSD?

The criteria for purchasing a car under the CSD scheme differs from individual and her/his ranks, Pay Level and service in the army. In most cases, active military persons, former soldiers, and their dependants enjoy the CSD Canteen goods buying privilege. Nevertheless, there are specific conditions that must be met to qualify for the CSD car purchase scheme.

Standards of Eligibility for CSD Vehicle Purchase

The Canteen Stores Department (CSD) has uniform eligibility criteria based on the pay bands which are applicable to military pensioners and their widows as well as ex-servants. There is a pay band, a limit within which excluding taxes one can buy a vehicle, how many vehicles can be bought and how frequently etc.

CSD Car Purchase Eligibility According to Pay Band

Pay Level Max Car Price (Approx.) Total Car Limit Eligibility Criteria First Purchase Timing Next Purchase Frequency Electric Vehicle (EV) Bonus Corresponding Ranks
Level 3 to 5 ₹8 lakh 4 cars during service Can buy anytime during the service period Any time No restrictions EV option not specified for this level Level 3: Havildar, Naik, Lance Naik (Army)

Level 4: JCOs (Subedar, Naib Subedar)

Level 5: Lieutenant (Army), equivalent in Navy and Air Force

Level 6 to 9 ₹10 lakh 5 cars throughout the lifetime First car only after 5 years of service; aimed at junior officers and civilian levels After 5 years Every 8 years Additional ₹5 lakh on EVs, raising limit to ₹15 lakh Level 6: Captain, Flight Lieutenant

Level 7: Major, Squadron Leader

Level 8: Lt Colonel, Wing Commander

Level 9: Colonel, Group Captain

Level 10 to 18 ₹20 lakh No lifetime limit Senior officers eligible with a higher budget limit After 6 years of service Once every 8 years Increased limit for EVs up to ₹25 lakh Level 10: Brigadier

Level 11: Major General

Level 12: Lt. General

Level 13 to 18: General, Air Marshal, Vice Admiral

Documentation Needed to Buy a Car from CSD

For buying a vehicle from the Canteen Stores Department (CSD), one has to produce a few documents as proof of eligibility and identity. The particular documents that are needed to be presented may depend on the category of the individual, the period of service, and others, among many others. However, the following documents are mostly required in purchasing a vehicle from CSD in general:

  • Availability Certificate from CSD Car Dealer
  • PPO (Pension Payment Order) /Discharge Book/Release Order (For ESM)
  • Last Pension slip (For ESM only)

It is advisable to check recent Circulars or Orders with respect to CSD car purchases and arrange these papers so as not to have dissatisfaction during the buying business.

CSD Car price list

Kia CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Kia Sonet HTK Plus ₹8.8 Lakh
Kia Seltos HTK G ₹11.2 Lakh
Kia Carens Prestige ₹13.0 Lakh
Kia EV6 GT Line ₹50.0 Lakh
Kia Carnival Limousine ₹30.0 Lakh

 

Maruti Suzuki CSD Car price list

Maruti Suzuki CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Maruti Alto LXI ₹4.2 Lakh
Maruti Wagon R VXI ₹5.1 Lakh
Maruti Swift ZXI ₹6.9 Lakh
Maruti Ciaz Delta ₹8.4 Lakh
Maruti Ertiga VXI ₹9.3 Lakh

 

Tata CSD Car price list

Tata CSD Car price list

Model Variant CSD Price (Ex-Showroom)
Tata Tiago XT CNG ₹6.5 Lakh
Tata Altroz XE+ ₹6.1 Lakh
Tata Nexon Creative Plus ₹10.5 Lakh
Tata Punch Adventure ₹6.3 Lakh
Tata Safari Adventure Plus ₹21.0 Lakh

 

Hyundai CSD Car price list

Hyundai CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Hyundai Grand i10 Sportz ₹6.7 Lakh
Hyundai Venue 1.2 S Option ₹8.5 Lakh
Hyundai Creta E Petrol ₹9.9 Lakh
Hyundai Verna SX IVT ₹11.0 Lakh
Hyundai Alcazar Prestige ₹15.8 Lakh

 

Mahindra CSD Car price list 

Mahindra CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Mahindra Thar AX Diesel ₹10.5 Lakh
Mahindra Scorpio N Z2 ₹12.9 Lakh
Mahindra Bolero B4 ₹8.7 Lakh
Mahindra XUV300 W6 ₹10.0 Lakh
Mahindra XUV700 MX Diesel ₹14.8 Lakh

 

Honda CSD Car price list 

Honda CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Honda Amaze S ₹7.0 Lakh
Honda City V ₹10.5 Lakh
Honda WR-V SV Diesel ₹9.8 Lakh
Honda Jazz VX ₹8.3 Lakh
Honda City Hybrid ZX HEV ₹16.5 Lakh

 

Toyota CSD Car price list 

Toyota CSD Car price list 

Model Variant CSD Price (Ex-Showroom)
Toyota Glanza G ₹7.3 Lakh
Toyota Innova Crysta GX Diesel ₹20.5 Lakh
Toyota Fortuner 4×2 Diesel ₹32.0 Lakh
Toyota Camry Hybrid ₹45.0 Lakh
Toyota Urban Cruiser Mid ₹9.5 Lakh

 

Renault CSD Car price list 

Renault CSD Car price list 

Model Variant CSD Price (Approx.)
Renault Kwid RXL ₹5.0 Lakh
Renault Kiger RXT Turbo ₹7.9 Lakh
Renault Triber RXZ ₹6.7 Lakh
Renault Duster RXZ Turbo ₹10.2 Lakh
Renault Captur RXT ₹11.5 Lakh

 

Skoda CSD Car price list 

Skoda CSD Car price list 

Model Variant CSD Price (Approx.)
Skoda Slavia Active ₹11.0 Lakh
Skoda Kushaq Ambition ₹13.0 Lakh
Skoda Octavia Style ₹25.0 Lakh
Skoda Superb Sportline ₹30.0 Lakh
Skoda Kodiaq Style ₹35.0 Lakh

 

Volkswagen CSD Car price list

Volkswagen CSD Car price list 

Model Variant CSD Price (Approx.)
Volkswagen Polo Comfortline ₹7.5 Lakh
Volkswagen Vento Highline ₹10.0 Lakh
Volkswagen Taigun Comfortline ₹12.0 Lakh
Volkswagen Virtus Highline Plus ₹15.5 Lakh
Volkswagen Tiguan Allspace ₹35.0 Lakh

 

A detailed procedure for purchasing a car through the CSD canteen facilities. 

Before acquiring a car through the CSD route, it is important to ensure that one is eligible. If all the conditions are met, the procedure on how to procure the CSD subsidised rates becomes easy. All you need to do is follow the steps below:

1) Open the CSD AFD website and provide your profile registration as well as contact information to create an account.

2) Upon verifying the details in your account, the CSD authorities will send you an email and SMS for account approval to your registered email address and mobile number respectively.

3) Call an authorized CSD dealer in your town to find out about the vehicle model availability and obtain an availability certificate as well. Have the necessary documents to make an online order for a vehicle.

4) Enter your Username and Password to log in to the CSD AFD portal.

5) Use the CSD car price list in the portal and pick any car model (for which you have taken a car availability certificate) and brand of your choice.

6) Find other available options and select your State, CSD depot and CSD dealer in your area.

7) Provide the information required and double check the already filled personnel details including personal details, contact information and eligibility documents which include the PAN card, Aadhaar card, Pension Payment Order (PPO) and the pension slip.

8) Make the payment via the CSD AFD portal using its secured payment gateway.

9) After payment has been made centre received order shall verify the details and thereafter send out an LS order via the CSD AFD online portal. This should take one week or less.

10) Once the LS order is in, you can go to your authorised dealer and collect your vehicle.

Pros and Cons of Buying a Car through CSD  

Pros Cons
Discounted Prices Limited Car Options
Tax Benefits Complicated Process
Easy Financing Limited Availability
No Hidden Costs Restricted to Eligible Personnel: Only armed forces personnel, ex-servicemen, and certain defence civilians are eligible to purchase cars through CSD.
Car Purchase Entitlements: CSD provides special entitlements like extra price limits for electric vehicles, making them more accessible. Ownership Restrictions: Minimum holding period of 5 years, before selling or transferring the car.
Bulk Purchase Discounts Delayed Deliveries
No Hidden Fees Additional Paperwork

Check out – Cars & Motorcycles used by the Indian Armed Forces 

How to Get the Most out of CSD Car Purchase

CSD car price list is an essential tool for defence personnel and their families in ensuring access to quality vehicles at affordable prices. Considering the tax waivers and special incentives available through CSD, one can take a new car and spend very little. Keep in mind however that rules and procedures on eligibility differ and thus it is important to check if you qualify before proceeding with the application process.

Also Read- Cars that Served the Nation| Independence Day Special

FAQ’s

Q1-Who can buy a car from the CSD canteen? 

ANS- In general, the CSD canteen sells cars to the serving personnel, retired personnel, their widows and such other persons as may be permitted under the rules.

Q2- How do you find out the CSD car price list? 

ANS-To find out the prices of the CSD canteen cars,  you can go to the CSD AFD online portal, or the CSD canteen itself.

Q3- Is it possible to transfer my CSD vehicle to someone else?

ANS-Yes, transfer of ownership of a CSD car to a new possessor is permissible however after ownership for at least five years. 

Q4- Is the BMW car available in the CSD canteen? 

ANS- Luxury car brands such as BMW are not on the CSD list.

Q5- Who can get a CSD Card?

ANS-Serving and retired Defence personnel are entitled to get a CSD card.

Q6- Can Army Officers Buy Fortuner From CSD?

ANS- Yes models of Toyota Fortuner are available in CSD Canteen.  

Q7- How is the pricing of CSD vehicles adjusted?

The prices of CSD cars are generally determined by several factors, such as the make and model of a car, taxes and duties, and any other charges applicable.

Q8- Are CSD cars available for purchase over the Internet?

Yes, a CSD car can also be bought over the Internet by visiting the portal CSD AFD. This portal allows you to make a purchase of cars from CSD canteens with ease and without any difficulty.

Q9- Is it possible for me to apply for a car loan in order to buy a car from the CSD canteen?

Of course. You can also apply for a car loan to buy a car from the CSD canteen.

Q10-Can CSD be availed only by the army?

The Canteen Stores Department (CSD) of India is not for the army only. It is for all the branches of the Indian Armed Forces – The Navy, The Air Force, and The Coast Guard.